Free Health Insurance?

It’s Possible With the Affordable Care Act

Who We Are

At Insurance Masters, we believe everyone deserves quality health coverage without the stress and confusion. Our mission is simple: to make health insurance accessible, affordable, and easy to understand. Insurance Masters was built on the values of honesty, transparency, and putting clients first. What started as a vision to simplify the overwhelming world of insurance has grown into a trusted resource for tens of thousands of individuals, families and businesses in the southeast. With a team dedicated to personalized service and clear guidance, we’re not just here to help you find a plan— we’re here to make sure you get the right plan.

At Insurance Masters, your peace of mind is our priority.

Why Employers Are Switching to ICHRA Plans

Insurance Masters offers expert guidance on a wide range of health coverage options, including Individual Coverage Health Reimbursement Arrangements (ICHRA). With an ICHRA, employers can provide their team with tax-free monthly allowances to purchase individual health insurance that fits their personal needs, rather than being locked into a single group plan. Our team helps businesses design ICHRA programs that comply with regulations while giving employees the flexibility to choose their own coverage — often resulting in better benefits and cost savings for both sides. Whether you’re an employer seeking a modern, flexible benefits solution or an individual navigating your options, Insurance Masters makes the process simple, compliant, and stress-free.

ICHRA

Insurance Masters helps employers implement ICHRA plans that give employees tax-free allowances to choose their own health insurance, creating flexible, personalized, and cost-effective benefits for everyone.

ACA

Insurance Masters connects individuals and families with Affordable Care Act (ACA) health plans, including options as low as $0 per month, ensuring coverage that fits both their healthcare needs and budget.

MEDICARE

Insurance Masters guides seniors through their Medicare options, helping them choose the right plan for their healthcare needs, budget, and preferred providers.

We Make Free Health Insurance Simple

Insurance Masters makes finding affordable health coverage simple — and in many cases, even $0 per month. Through the Affordable Care Act, many individuals and families qualify for government subsidies that cover the full cost of their premiums, based on income and household size. Our team takes the guesswork out of the process by helping you identify which plans you qualify for, ensuring they fit your budget, healthcare needs, and provider preferences. With Insurance Masters, you get expert guidance, access to top carriers, and personalized service — all at no cost to you.

Simplifying Medicare for Seniors

Insurance Masters makes navigating Medicare simple by providing personalized guidance to help seniors find the plan that best fits their healthcare needs, lifestyle, and budget. We compare coverage options, explain the differences between Medicare Advantage, Supplement, and Prescription Drug Plans, and ensure your preferred doctors and medications are included. Our goal is to take the confusion out of Medicare so you can feel confident you’re getting the right coverage at the best value.